Welcome to PMH Group. These Terms and Conditions govern your use of all PMH Group services, websites, and applications. By accessing or using any of our services, you agree to comply with these terms. Please read them carefully before proceeding.

1. Acceptance of Terms

- By accessing or using any PMH Group service, you agree to be bound by these Terms and Conditions.

- If you do not agree with any part of these terms, you may not use our services.

2. User Responsibilities

- You are responsible for maintaining the security of your account, passwords, and any confidential information related to your use of PMH Group services.

- You shall not use our services for any unlawful or unauthorised purposes and must comply with all applicable laws and regulations.

3. Privacy

- Your use of PMH Group services is also governed by our Privacy Policy. We take your privacy seriously and protect your personal information in accordance with this policy.

4. Content and Copyright

- All content provided by PMH Group, including text, images, graphics, and other materials, is our intellectual property. Unauthorised use, reproduction, or distribution of our content is prohibited.

5. Termination

- PMH Group reserves the right to terminate or suspend your access to our services at any time for any reason, including violation of these Terms and Conditions.

- Upon termination, you are no longer authorised to use our services.

6. Limitation of Liability

- PMH Group and its affiliates shall not be liable for any direct, indirect, special, incidental, or consequential damages arising from your use of our services.

7. Changes to Terms and Conditions

- PMH Group reserves the right to update or modify these Terms and Conditions at any time. We will notify users of any changes through our websites, applications, or other appropriate means.

8. Governing Law

- These Terms and Conditions are governed by and construed in accordance with the laws of the jurisdiction in which PMH Group is registered.

9. Contact Us

- If you have any questions or concerns about these Terms and Conditions, please contact us via the contact information provided on our websites or applications.

Please contact PMH Group for further inquiries or clarifications regarding these Terms and Conditions.

Date of Last Revision: 1 August 2018

Your use of PMH Group services constitutes acceptance of these Terms and Conditions.